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Hurricane Claims

Pensacola Bad Faith Insurance Lawyers

Florida is no stranger to hurricanes, and in 2018 we suffered the worst storm yet with the arrival of Hurricane Michael. Many Florida homeowners’ insurance plans include coverage for hurricane damage. Being such a niche type of claim, you might think claiming these benefits would be easy when you need them. Unfortunately, this is not the case. Remember, you are one of hundreds affected by the hurricane. Several other people are filing hurricane damage claims at the same time you are, which means the insurance company knows it is about to lose thousands of dollars. They will be doing everything they can to deny claims and protect their bottom line.

Hurricanes do enough damage to your life without the insurance companies making things more difficult. If you have been denied your rightful hurricane damage claim benefits, our aggressive bad faith insurance attorneys at The Virga Law Firm, P.A. in Pensacola are here to help.

If your home was damaged by a hurricane, contact us at (800) 822-5170 for help obtaining your rightful compensation from the insurance company.

Signs Your Insurance Company Is Acting in Bad Faith

If you’ve never filed an insurance claim before, you may be wondering if the hoops the insurance company is making you jump through are all part of the normal process. In most cases, they aren’t. It’s true that the insurance company does have to assess the damage and account for the total value of lost property, but this procedure should not be too extensive.

The following are some signs your insurance company is acting in bad faith:

  • Delaying a claim
  • Arguing with you over whether certain repairs are needed
  • Claiming some damages existed before the hurricane and should not be compensated
  • Delaying the claim with excessive paperwork
  • Denying a claim without good reason
  • Diluting claim damage by attributing it to secondary causes from hurricanes, such as flooding or fire

The insurance representative you speak with on the phone will likely come across as very polite and sympathetic. They very well may be, partly because it is their job. Ultimately, however, these people are not usually responsible for paying out your insurance claim. They’re trying to get as much information as possible to take back to their boss, who will look for ways to diminish their responsibility for compensating your claim.

We Can Fight for Everything Your Claim Is Worth

Don’t take the insurance companies at their word. After everything you have been through, you deserve to be compensated for all that your claim is worth. Contact The Virga Law Firm, P.A. today for a consultation with our bad faith insurance lawyers in Pensacola.

Call (800) 822-5170 to schedule your consultation.

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